Elavon Pay Defence

Elavon Pay Defence uses machine learning to examine payment information and behaviour. It looks for unusual patterns and connections that may indicate a higher risk of fraud. 

Yes. Elavon Pay Defence is designed to help distinguish suspicious activity from genuine purchases, reducing the risk of legitimate customers being declined by mistake.

Yes. By identifying potential fraud before a payment is authorised, Elavon Pay Defence can help reduce transactions that could later result in fraud-related disputes or chargebacks.

Link analysis looks for connections between transactions using signals such as email addresses, devices, order details and locations. These connections can reveal co-ordinated fraud activity that may be difficult to spot when looking at a single transaction alone.

No. Elavon Pay Defence provides a risk score and recommendation that can help lower-risk payments move through checkout smoothly while higher-risk activity receives closer attention. The exact treatment depends on your setup. 

No. Elavon Pay Defence and 3-D Secure perform different roles. Elavon Pay Defence helps assess fraud risk, while 3-D Secure helps authenticate the cardholder. Transaction Risk Analysis (TRA) can also help eligible low-risk transactions qualify for SCA exemptions, reducing unnecessary authentication at checkout.

Elavon Pay Defence uses machine learning to spot changes in behaviour and links between transactions that standard fraud rules may miss. 

Elavon Pay Defence provides AI-powered fraud assessment for small and mid-sized ecommerce businesses. Elavon Pay Defence Pro is designed for larger businesses with more complex fraud needs and adds merchant-specific machine learning, advanced analytics and tools for investigating connected fraud activity across accounts, devices and transactions.

Elavon Pay Defence Pro can use models based on your business’s historical data. This helps the solution learn how genuine customers typically behave, so it can help distinguish suspicious activity from legitimate customer behaviour more precisely.

Elavon Pay Defence Pro helps fraud teams capture and visualise connections between accounts, devices, cards and other information. This can help uncover organised fraud networks that may not be visible when transactions are assessed individually.

Elavon Pay Defence Pro can help businesses address fraud challenges including card testing, account takeover, loyalty and promotional abuse, refund abuse and organised fraud networks. 

No fraud solution can remove every risk. Elavon Pay Defence is designed to help businesses identify suspicious activity, reduce fraud and allow more genuine payments to go through.

Talk to your Elavon relationship manager or contact our payments experts. We’ll look at how you take payments, your transaction volumes and the fraud challenges you face, then help you choose the right option.